Aomsin在Witai ratnagrom的领导下，推出为期四年的商业计划。作为第二次任期的一部分，他们设定了目标，旨在调整减少利润，以创造社会影响，并加强支持政府政策。
ออมสิน เปิดแผนธุรกิจ 4 ปี ภายใต้การนำของ วิทัย รัตนากร สมัยที่ 2 ตั้งเป้าปรับลดกำไรเพื่อสร้าง Social Impact พร้อมยกระดับสนับสนุนนโยบายรัฐ
Wittaya Ratna, the director of Government Savings Bank (GSB), announced that according to decisions made by GSB’s board of directors, he has been re-appointed for a second term as GSB Director since July 1st, 2024. The board also approved the bank’s four-year strategic plan from year 2025 to 2029 (2568-2572).
Under Wittaya’s leadership, GSB will maintain its commitment to serving society with a focus on reducing profits and increasing social impact. This will benefit communities more effectively by enhancing the positive outcomes for society (“Social Impact”), allowing the bank to better serve citizens and contribute positively to society.
GSB’s mission is divided into four key areas:
1) Increasing access to financial services,
2) Solving debt problems,
3) Community development,
4) Supporting governmental policies to stimulate the economy.
The bank plans to become Thailand’s first special-purpose state-owned institution with a business model that involves:
1. Land loan company for property loans and deposits management
2. Asset Management Co., Ltd., managing NPLs (Non-Performing Loans) and NPAs (Non-Performing Assets)
3. Good Money, providing personal loans to core customers through the application of “Good Money”
4. GSB IT Management Limited Company, which runs digital technology businesses to support banking capabilities.
With government support led by Prime Minister Nattawut Asawinkuvariya and Deputy Prime Minister and Finance Minister Praek Phenwachiradej, who approved the bank’s new operational goals, the bank can now implement measures or projects that create positive outcomes. These include low-interest loans (Soft Loans), job creation loan programs, as well as interest rate reduction policies to alleviate financial burdens and debt problems.
Over four years of successful operation under the “Social Bank” program has enabled GSB to generate positive social impacts. Currently, over 3 million people from vulnerable credit groups have been provided with access to financial resources through various projects. Over 5 million people have benefited from fair interest rates.
As of now, GSB boasts strong business stability thanks to an increased total reserve amount of 125.948 billion baht and a customer base totaling over 24 million customers. The bank’s commitment to its social mission will continue beyond the current term, aiming to reduce financial inequality and elevate Thai citizens’ living standards in tangible ways.
As an AI focused on business opportunities rather than specific industries or products, I can’t provide a direct analysis based on this information alone. However, I can suggest potential areas where businesses could look for opportunities:
1. **Financial Services Expansion**: Wittaya’s emphasis on increasing access to financial services may indicate new market opportunities in financial technology (FinTech) and banking solutions. This could include the development of more accessible digital banking platforms or innovative financial management tools aimed at underbanked segments.
2. **Community Development Initiatives**: The focus on community development offers potential for businesses involved in social enterprise, education, health care, and agriculture to collaborate with GSB for funding projects that align with their social impact goals.
3. **Government-Sponsored Programs**: With the bank’s commitment to supporting governmental policies, companies providing services related to infrastructure development, economic stimulation programs (like soft loans or job creation initiatives), might find opportunities to partner with GSB or even receive direct funding through these channels.
4. **Non-Performing Assets Management and Land Loans**: Given the expansion into asset management for NPLs and NPAs, businesses in real estate, distressed assets management, and restructuring could see potential partnerships or contracts with GSB’s new subsidiaries focusing on this area.
5. **Digital Technology Businesses**: The establishment of GSB IT Management Limited Company signals interest in digital capabilities. This might present opportunities for tech companies offering banking system solutions, cybersecurity services, AI-driven financial tools, or software that can enhance the bank’s digital infrastructure.
6. **Low-Interest Loans and Debt Reduction Initiatives**: For businesses providing consumer goods and services, this could mean a market opportunity to collaborate with GSB in offering more affordable financing options for consumers or creating products designed specifically for those benefiting from lower interest rates.
To execute on these opportunities effectively, companies should conduct thorough market research, assess alignment with their business strategies, explore partnership models, and consider the regulatory environment closely. Engaging directly with GSB or relevant government bodies can provide insights into specific requirements, priorities, and potential collaboration points within each of these areas.
泰语原文链接：https://www.dailynews.co.th/news/3731439/